Well, the end of a financial year is upon us and as we prepare to close off one tax period and start another, we may be looking at our budgets and our statements and wondering about getting somewhat financially fitter than we are. It’s time to see if we make more of our resources and opportunities and not let our savings just sit there. And as the chill of winter sends us to a warm chair with a book, why not get reading on ways to put your money on track for the new financial year? To help you along with this thinking, we’ve hand-picked five of the best books in personal finance – books full of real and relatable advice, written by achievers in their field and advisors by trade.
These books on personal finance, tax and investing are the ones our customers rave about, so may they inform and empower you. Happy EOFY!
She’s on the Money
by Victoria Devine
Victoria Devine is the creator of Australia’s #1 finance podcast, She’s On The Money, empowering millennial women to come together and secure their financial future. Victoria not only knows her financial how-to’s, but also has a background in behavioural psychology, so her advice is sound and practical. She knows the lifestyles, financial challenges and goals of women of her generation so she is directly tailoring the book to them, delivering with a smart, funny and supportive style. Using templates, activities and accessible lessons, this book is a clear guide to success. It is sure to transform lives and set up a generation for a happy future.
Buy it here
Shareplicity
by Danielle Ecuyer
In these strange days of the new normal, leaving your savings in the bank to earn next to nothing in interest seems rather pointless. Many are instead using their unspent travel savings or withdrawing superannuation to invest in the share market. But where to begin in such a complex and risky venture? Here’s where the smart guidance of Danielle Ecuyer is invaluable.
Having quit her lucrative investment firm job three decades ago to become a full time investor on her own portfolio, Danielle can show you the opportunities and pitfalls of investing at all levels. She is focused on our market and our time, showing the pathways and explaining the jargon, so your choices are clear. This book will inform beginners and experts alike allowing them to future proof their investing. Coming soon, the author’s new book, Shareplicity 2, will explain the US stock markets for those wanting to take a further step.
Buy it here
101 Ways to Save Money on Your Tax – Legally! 2021 – 2022
by Adrian Raftery
Updated every year, and phenomenally successful, Adrian Raftery’s guide gets straight to the stuff you need to know, the bits that you may have missed, covering all your chances to save money. An experienced accountant, Raftery is known as ‘Mr Taxman’ for his obsessional knowledge and commitment. This 11th edition is essential for those who wish to lower their tax exposure, avoid hidden penalties, and avoid the stress of keeping up with one of the world’s most complicated tax regimes. And as Kerry Packer famously said, “If anybody in this country doesn’t minimise their tax, they want their heads read, because as a government, I can tell you you’re not spending it that well that we should be donating extra!”
Buy it here
Rethink Property Investing
by Scott O’Neill and Mina O’Neill
This book has been hugely successful for those who want more from their property investing. Scott and Mina O’Neill were growing their residential property portfolio but soon realised that the returns weren’t great. By switching to commercial property they almost instantly doubled their yield in a market which was less crowded and competitive. They have decided to share their strategies, their story and tips, demystifying property investing principles and showing what is actually possible. If you want to create wealth quickly through property, you should read this. The authors retired at the age of 28 with a $20 million portfolio so they must be on to something!
Buy it here
Earn at Home Mum
by Jody Allen
The lockdown-forced work-from-home of 2020 quickly showed us that some of us are actually more suited (and more productive) at home. Of course, many have been doing business from home for years. Jody Allen set up the Stay at Home Mum website a decade ago, forming a community that connected like minds and shared ways to save money. The network has grown to become Australia’s biggest mothers’ group. The key motivation for Allen is helping mothers who wish to make their work regime fit around their family’s needs (not the other way around), whilst still retaining control and profitability. This book is a guide through the process of bringing your idea to fruition, enabling you to set up a venture with the flexibility you need, and the returns you want. Useful for those with a side hustle, or those making a decisive break or treechange, this book is full of great advice: some on finance, some on personal wellbeing, all relevant.
Buy it here
These books are featured in our Books for Excellence collection, a fine curation of the essentials in finance, leadership and communication. Please visit for more of the best in achieving excellence in business and financial matters.
About the Contributor
Robert O'Hearn
Robert O'Hearn is the non-fiction specialist at Booktopia HQ. He has been a bookseller for over three decades and can't seem to stop. He is an aspiring apiarist and likes playing Joy Division songs on mandolin. He is generally harmless.
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