Financial Inclusion : Critique and Alternatives - Rajiv  Prabhakar

Financial Inclusion

Critique and Alternatives

By: Rajiv Prabhakar

Paperback | 17 February 2021 | Edition Number 1

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Should the public play a greater role within the financial system?

Decisions about money are a part of our everyday lives. Supporters promote 'financial inclusion' as a way of helping people navigate decisions about money. However, critics fear these policies promote 'financialisation' of the welfare state and turn citizens into consumers.

Presenting a nuanced, critical analysis of 'financial inclusion', Rajiv Prabhakar brings together the supportive and critical literatures which have, until now, developed in parallel. Addressing key issues including the 'poverty premium', financial capability and housing, this essential dialogue advances crucial public, academic and policy debates and proposes alternative paths forward.

About the Author

Rajiv Prabhakar is Senior Lecturer in Personal Finance at the Open University and Senior Fellow of the Higher Education Academy.

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