Reinventing Banking and Finance

"A compelling narrative of the history, forces, threats and opportunities that are reshaping the financial industry. The experience of the authors shines through in their confident and accessible writing, as well as in their cross-continental overview of the key institutions and people that are enabling better ways for all of us to manage our money in the mobile and data-centred world we live in." * Josh Bottomley, Global Head of Digital, HSBC *
"With the emergence of fintech the banking industry is being dragged into the digital age kicking and screaming. This book describes how this transformation is taking place and how different parts of the globe are responding differently to the change. The authors' perspectives, derived from their first-hand knowledge of digital transformation in banking, make it a compelling read." * Paolo Zaccardi, Co-Founder & CEO FABRICK, President HYPE *
"A must read for every forward thinking banking executive. The radically simple neo bank model outlined is one all banks should consider as part of their transformation to a customer centric organization, while the thorough global review of fintech hubs will bring any seasoned innovator right up to date. What makes the sharp perspective shared in this book so credible is the industry experience both authors bring. Developed through extensive first-hand knowledge running banks and advising a whole host of fintechs the rigorous point of view is rare in a book like this." * James Haycock, General Manager UK, idean Capgemini *
"In this book the authors describe the impact digital adoption is having on banking and financial services across the globe. A must read for anyone seeking to know more about how a fundamental industry is transforming." * Matthew Chen, Group CEO, Sunline Holding *
"Provides an insider's perspective on how technology is transforming financial services, I particularly enjoyed the historical context, the concept of the ideal Neobank and the profiles on the fintech hubs across the globe." * Elias A. Baltassis, Partner and Director, Data & Analytics, Boston Consulting Group *
"Delivers great insight on the global fintech ecosystem with the profiles of both the fintech hubs and what they call the fintech tribes. An enjoyable and thoughtful book for anyone looking for an insider's perspective on banking innovation." * Shachar Bialick, Founder, CEO, Curve *
"If you want to understand why 'digital banking' is not just a buzzword and how this movement is changing finance this is the book for you. Fintechs are powering a disruption that takes us back to the origins of banking, where personal outcomes and tailored services were the norm. In this book the authors do an exemplary job of explaining the banking revolution of our time, placing it within the historical context of the industry and showing how new ideas are helping to recover foundational concepts." * Prof Deeph Chana, Centre for Financial Technology, Imperial College London *
"This book provides some fascinating insights into why there has never been a more exciting time to be innovating in the banking industry. Regulators and financial institutions are paving the way for a new digital-based economy - a faster, more transparent and secure banking industry!" * Diana Paredes, Chief Executive Officer and Co-Founder, Suade *
"Thanks to the authors' experience, this book provides an insider view on what's next and an extensive analysis of how technology, data and a new approach can reshape banking services." * Paola Papanicolaou, Executive Director - Group Head of Innovation, Intesa Sanpaolo SpA *
"A compelling book looking at how banking is being transformed at its core by technology, changing customer expectations and evolving regulation. It provides a global perspective on fintech, explaining how - unlike other tech innovations - it is not a US-centric phenomenon, with Europe and Asia being home to some of the more innovative businesses in the sector. A good book to read if you are keen to understand what is happening to banking around the world and how it will affect you." * Laurent Nizri, CEO Paris Fintech Forum and Chairman ACSEL *
"This book could not be timelier as our financial institutions and economic models are severely disrupted and tested due to the COVID-19 outbreak. As digitized operations are forcibly accelerated and new tools integrated, the authors help us rethink traditional models and share a blueprint of the bank of the future, Neobank. This book is an important guide for understanding what to focus on going forward shaped by customer needs, technology capabilities, and business realities." * Sophie Wade, CEO Flexcel Network and Published Writer *