| Tables and figures | p. viii |
| Acknowledgements and disclaimer | p. x |
| Glossary | p. xii |
| Introduction | p. xxvii |
| Are you motivated? | |
| Why property? | p. 3 |
| Where property fits into broader investment strategies | |
| How has property performed? | |
| Who invests? | |
| Shares versus property: Which is better? | |
| Looking for balance | |
| The life stages ladder | |
| Getting your deposit together | |
| Guru peril: Separating motivation from information | p. 25 |
| Sharks are circling | |
| Research | |
| The broad canvas | p. 33 |
| Looking for trends—clues for action | |
| Derailings | |
| Location, location, location | p. 49 |
| What makes a desirable location? | |
| The worst house | |
| Buying off the plan | |
| Location warnings | |
| The CBD sonic boom | p. 63 |
| Why are people moving to the CBD? | |
| Strategies for choosing a good CBD apartment investment | |
| Down to the dirt: Assessing specific properties | p. 73 |
| Using the internet | |
| Real Estate Institute research | |
| Rents | |
| Vacancy rates | |
| Location profiles | |
| Costs | |
| Can I afford to buy it? | p. 91 |
| Finance costs | |
| Taxes (stamp duty and duties) | |
| Legal costs | |
| Inspection report costs | |
| Lender's mortgage insurance | |
| Building and contents insurance | |
| Can I afford to keep it? | p. 106 |
| Rates | |
| Property levies | |
| Insurance | |
| Pest inspection | |
| Gardening | |
| Repairs and maintenance | |
| Managing agent's fees | |
| Choosing a tenant | |
| Difficulties finding a tenant? Some strategies | |
| Land tax | |
| Your money | |
| A rate of considerable interest | p. 137 |
| Interest rates: How they work and where they come from | |
| Choosing the right rate | |
| What is the rate charged on? | |
| Changes to interest rates | |
| High interest rates can be good | |
| A loan together | p. 158 |
| Tax implications | |
| Risk | |
| Features | |
| Variable-interest loan | |
| Fixed-interest loan | |
| Mixed or split loan | |
| Capped loan | |
| Line of credit | |
| All-in-one loan | |
| Split-purpose or 'portfolio' loan | |
| Low-documentation loan | |
| Shared equity | |
| Terms contract—vendor finance | |
| Deposit bonds | |
| Loan portability | |
| Strategies for selecting your loan type | |
| Raiders of the home equity | p. 183 |
| Calculating equity | |
| And here we go again … How to use your home equity to provide the deposit for your investment | |
| It's tax that lubricates the machine | |
| What the taxman giveth | p. 191 |
| Tax deductions | |
| Depreciation | |
| Immediate deductions | |
| Getting rid of negative gearing? | |
| Problems with joint ownership | |
| Tax problem scenarios | |
| What the taxman taketh | p. 215 |
| Income tax | |
| Pay As You Go (PAYG) | |
| The Goods and Services Tax (GST) | |
| Capital Gains Tax | |
| Contacting the Tax Office for information | |
| Preparing to buy | |
| Choosing a lender | p. 231 |
| Communication | |
| Convenience | |
| Comparing deals | |
| Who are the lenders? | |
| Mortgage lenders | |
| Putting a team together | p. 241 |
| Are real estate agents investment advisers? | |
| In whose name? | p. 251 |
| Sole name | |
| Joint names | |
| Syndicates and partnerships | |
| Company and family trust | |
| Strategies | |
| Alternatives to meat-and-three-veg investing | p. 261 |
| Property trusts | |
| Borrowing for funds | |
| Professional property syndicates | |
| Buying a better home | |
| Buying a car space | |
| 'Safer' options | |
| Designing your strategy | p. 280 |
| An understanding of your needs and wishes | |
| An aim | |
| A timeframe | |
| Measuring success and failure | |
| Understanding how each investment fits into your financial plan | |
| Controlling risk | |
| Recruiting and dealing with your property team | |
| Strategy examples | |
| Contacts, websites and further research | p. 296 |
| Index | p. 309 |
| Table of Contents provided by Ingram. All Rights Reserved. |
