The Effects of Third-Party, Bad Faith Doctrine on Automobile Insurance Costs and Compensation 2001

By: Angela Hawken, Stephen J. Carroll, Allan F. Abrahamse

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Paperback | 1 September 2001

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The question of whether an automobile accident victim should be allowed to bring a claim for punitive damages for unfair settlement practices against another person's liability insurer -- a so-called third-party, bad faith suit -- has become an important policy concern. This book examines the compensation that automobile insurers paid to accident victims in California during a period, 1979 to 1988, when such punitive damages claims were permitted. This book looks at the effects of the adoption and subsequent rejection of the Royal Globe doctrine, which allowed third-party bad-faith suits, on compensation and costs of bodily injury claims. The authors find that the adoption of Royal Globe triggered sharp increases in both the average bodily compensation payment and the relative frequency of bodily injury claims in California relative to the other tort states. In contrast, the elimination of Royal Globe dramatically reversed these trends.

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You Can Find This Book In

Non-Fiction Social Services & Welfare Crime & Criminology Accounting & Finance Finance Insurance & Actuarial Studies Law Laws of Specific Jurisdictions Torts Politics & Government Central Government Central Government Policies

General Works of Private & Civil Law

The Rand Institute for Civil Justice	p. iii
Board of Overseers	p. iv
Preface	p. v
Figures	p. ix
Tables	p. xi
Summary	p. xiii
Acknowledgments	p. xix
Acronyms	p. xxi
Introduction	p. 1
The Effect of Royal Globe on Claim Severity and Frequency	p. 11
The Effect of Royal Globe on Auto Insurance Costs and Compensation	p. 29
The Effect of Royal Globe on Attorney Representation and Claimed Economic Losses	p. 43
Summary and Conclusions	p. 49
Bibliography	p. 55
Table of Contents provided by Publisher. All Rights Reserved.

The Effects of Third-Party, Bad Faith Doctrine on Automobile Insurance Costs and Compensation 2001

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Paperback

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How to return your order

Defective items

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