Your Retirement Salary

How to use your lifetime of pension savings to pay yourself an income in your retirement

By: Richard Dyson, Richard Evans

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Paperback | 1 April 2019

At a Glance

Paperback
192 Pages

Dimensions(cm)
20 x 13.5 x 1.5

Paperback

RRP $26.99

$24.35

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In Stock and Aims to ship next day

You have spent a few decades working, earning a salary, and saving into company and personal pensions along the way. Now, retirement is approaching.

How will you turn your savings into a salary to pay for essentials and - and non-essentials - in retirement? How will you make sure that you don't run out of money in retirement? What do the UK pension freedoms mean for you?

In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement.

You will learn:

How to take control of your pension savings by tracking down all of your pension pots and combining them.
When you can afford to retire.
Steps to take to avoid running out of money.
How to build an income-paying portfolio of fund investments from scratch.
How to withdraw a sustainable income from your portfolio.
How annuities work and whether they have a role for you.
How to make the most of the tax rules.
The importance of the state pension and how to maximise it.
When to seek professional advice.

This is your complete, step-by-step guide to organising your pension money and making the most out of it to pay yourself a retirement salary. Don't enter retirement without it.

About the Authors

Richard Dyson is a prize-winning financial journalist with a 20-year career writing for many of Britain's leading media groups and specialist investor titles, including the Express, Mail on Sunday, Investors Chronicle, and the Daily Telegraph and Sunday Telegraph. He was previously Head of Personal Finance at the Telegraph Media Group, where he oversaw all the personal finance and investment writing across the Telegraph titles and websites.

Richard Evans is one of Britain's leading investment commentators and an expert on the enormous range of funds - such as unit trusts and investment trusts - available to individual savers. His knowledge has been largely amassed through one-on-one interviews with fund managers and other professional investors over the course of many years.

Industry Reviews

"Got a pension? Need an income in retirement? Read this book." --Andy Bell, founder of lowcost broker AJ Bell

"This book details the best ways to use your accumulated capital when it's time to retire." --Peter Hargreaves, cofounder of Hargreaves Landsown Britain's biggest investment service.

""Learn how to invest your money so it lasts your lifetime by reading Your Retirement Salary"." --Daily Mail

"Clear answers are supplied here - on everything, from your pension savings to building an income-producing portfolio of investments from scratch." --MoneyWise

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